Home Insurance Seattle

 

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home insurance seattle

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If you're living in Seattle and after home insurance, click on the link to your left and you can get a FREE quote and free information on all the environmental factors that may interfere with your home insurance in the Seattle area.

Home insurance is quite a serious cost when it comes down to it. It tends to be in the hundreds in terms of amounts. But these amounts vary, depending on the rebuilding costs of your home and it's location, and the possessions that you keep. It also depends on how well you search the market and work hard to find the best available quote for you.

If a tree falls on my house from my neighbor's yard, who pays for the damage?
Generally the insurance responsibility lies with whoever's property is damaged. In other words, if a tree falls on your home, no matter where the tree came from, your insurance company should pay for your home repair.

An exception would be if the damage occurred as a result of negligence; for instance, if the tree was dead before it fell, and you had proof that your neighbor knew the tree was dead. Under those circumstances, the damage becomes your neighbor's liability.

As a rule, state insurance officials suggest that you file a claim with your insurance company and let them deal with it.

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